Frequently Asked Questions
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Every member of our team has deep experience in both institutional and private wealth settings. We prioritize client relationships over growth for growth’s sake — when we take on a client, we commit for the long term.
We are a boutique firm: we hand-select securities ourselves (no outsourcing), which helps keep costs down and accountability high. Plus, two of our Investment Advisors are CFA charterholders — we follow the CFA Institute’s Code of Ethics, reinforcing our commitment to putting your interests first. -
Your investments are held by an independent, third-party custodian (currently Charles Schwab & Co.), not by us. This structure ensures transparency, separate accounting, and SIPC/FDIC protections.
As a SEC-registered RIA, we adhere to stringent compliance rules. We use encryption, maintain rigorous security protocols, and follow confidentiality practices -
We charge a single, transparent management fee based on assets under management (AUM). This includes full access to our wealth planning and advisory services — there are no hidden costs.
We publish our fee schedule in our Form ADV (available on request). Fees are billed quarterly, in advance, and deducted directly from your custodial account. If you depart mid-quarter, you receive a pro rata rebate within 10 days.
Importantly: we never earn commissions, receive incentives, or trade out of our own inventory — so your success is tied to ours. -
To deliver true diversification and cost efficiency, we generally recommend starting around $1 million, with a baseline of ~$400,000 per asset class in a balanced portfolio. That said, we're open to conversations — reach out to see whether we can structure something that works for you.
If you have a question that wasn’t answered here — or would like to discuss your
unique circumstances — Please reach out! Our team is here to help.